International Student Health Insurance

International Student Health Insurance

Pacific Lutheran University (PLU) requires all international students to maintain medical insurance that provides coverage in the United States and meets certain minimum benefit requirements.  To ensure this, PLU will automatically enroll all international students registering for classes in PLU’s International Student Accident and Sickness Plan (Student Insurance Plan).  The insurance premium will automatically be added to your university bill at the time of registration.

• Summer 2024-25: Coverage dates June 1, 2024 – August 15, 2024, premium $288
• Academic Year 2024-25: coverage dates: August 15, 2024 – August 14, 2025, premium $1,428.
• Fall Semester 2024: coverage dates: August 15 – December 31, 2024, premium $595
• Spring Semester 2025: coverage dates: January 1 – August 14, 2025, premium $833

(Note: these premiums are for students who are not athletes. Students who are members of PLU athletic teams should contact Shawn Thompson, Director of Risk Services – thompsse@plu.edu – for premium information)

If students wish to have PLU’s International Student Insurance Plan waived, they must provide proof that their alternate policy provides benefits at least equal to those required by Pacific Lutheran University.  The International Student Insurance Plan Waiver AY 2024-25 form must be used to provide this information to the university.

Students enrolling for Fall Semester 2024 must submit the completed waiver form by September 1, 2024 or their international student insurance fee will not be waived.

Care and Coverage

The primary care provider will be the PLU Health Center. A referral is required for payment of outpatient benefits. When the Health Center is not open or the student is away from campus, during summer for example, the insured student may submit a claim form directly to the insurance company for reimbursement of covered medical expenses obtained through a local medical clinic, emergency room, or physician according to benefits schedule.

The insurance coverage period for students enrolling for the full academic year in 2024-25 is  August 15, 2024 to August 14, 2025. Coverage for students enrolling for Fall Semester only is August 15, 2024 to December 31, 2024 and coverage for students beginning J-Term and Spring Semester is January 1, 2025 to August 14, 2025. PLEASE NOTE: Once a student is activated and covered under the policy for any amount of time, it is non-refundable. Students who withdraw from PLU will be removed from the plan and are not eligible for refunds for the policy. Students who graduate remain on the policy until the end of the coverage period for that given term.

International students who plan to travel in the U.S. prior to the coverage start date or after the end date should purchase travel insurance to cover any incidents that may occur during those time periods.

An accident or injury must be treated within 90-days. Claims will be accepted up to 180-days following accident, illness, or injury.

The plan brochure, summary and claim form can be found online at the EIIA website.

*This is a non-binding and incomplete summary of this insurance program and benefits.